Numerous organizations offer various types of assistance and counseling for those under financial burdens. Please see below for resources on foreclosure prevention and more.
Consumer Credit Counseling of Northwest Indiana
Indiana Foreclosure Network
Indiana Mortgage Banker's Association
Northwest Indiana Reinvestment Alliance
This information is provided for informational purposes. Please refer to the organization, municipality, etc. for further explanantion, requirements and application processes.
A multitude of down payment assistance programs are available at the local, state and national level. Read below for a list of programs currently being offer. Many of these entities not only offer down payment assistance monies, but renovation and rehabilitation dollars as well. The dream of home ownership may be more attainable than you thought by utilizing creative financing and assistance.
All real estate licensees are not the same. Only real estate licensees who are members of the NATIONAL ASSOCIATION OF REALTORS® are properly called REALTORS®. They proudly display the REALTOR "®" logo on the business card or other marketing and sales literature. REALTORS® are committed to treat all parties to a transaction honestly. REALTORS® subscribe to a strict code of ethics and are expected to maintain a higher level of knowledge of the process of buying and selling real estate. An independent survey reports that 84% of home buyers would use the same REALTOR® again.
Ever wonder the difference between a licensed agent & a REALTOR®? A REALTOR® voluntarialy belongs to a local, state & national association and subscribes to a strict Code of Ethics. The Code of Ethics requires that REALTORS® pledge themselves to serve all parties in real estate transactions honestly, ensuring that the highest level of professional conduct is served in the interest of their clients and customers. It is mandatroy for all REALTORS® to complete an updated NAR Code of Ethics training every two years.
Northwest Indiana Real Estate Professionals value the opportunity to hold membership in the Greater Northwest Indiana Association of REALTORS® in order to conduct their business successfully, ethically and cooperatively with other professionals in the industry.
REALTORS® are required to abide by a strict Code of Ethics in all their business dealings as REALTORS®. The Professional Standards department is responsible for administering the enforcement of the REALTORS® Code of Ethics among our membership. If you feel a REALTOR® has infringed upon their Code of Ethics obligations please read the following:
Before You File an Ethics Complaint
Ethics Complaint Kit
If you feel this may be an issue to be addressed by the Attorney General please fill out the following:
Attorney General Complaint Form
For more information please visit National Association of REALTORS®' Law, Ethics & Policy resource page.
Are you facing the threat of losing your home? Be wary of individuals and companies offering to "help" you out of your difficult financial situation. Consumer advocates report an increase in complaints about foreclosure "rescue" scams. These scams specifically target homeowners who are in financial distress. Scam operators advertise over the Internet and in local publications, plaster posters on telephone poles and at bus stops, stick flyers in people's front doors or contact people whose homes are listed in public foreclosure notices. Sometimes they direct their appeals to specific religious or ethnic groups.
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